incuto is a socially profitable financial technology company, based in the north of the UK.

We work with Credit Unions and the Community Banking sector, as a technology partner, to develop financial technology aimed at helping everyone access low cost, high quality financial services.

We recognised these organisations have a legacy debt of technology, requiring back-office efficiency, improved access to information and affordable access to the payment networks, allowing them to become real challengers, and better serve their communities.


 
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Andrew Rabbitt
CEO & Co-Founder

Andrew has worked in the technology sector for 15 years, helping organisations such as NHS to use data to influence behaviour. Andrew is a keen advocate of financial education, financial inclusion and tackling the Poverty Premium

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Mark l’Anson


Chair

Mark I’Anson is an entrepreneur and philanthropist. After selling his own NASDAQ listed computer company, he is on the Board of a number SMEs and is Chair of the Northumberland Community Bank, the Haydon Bridge Development Trust and is a director of the Northstar Foundation.

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John Neasham
Director & Co-Founder

John has extensive experience in the banking sector, at senior management level, in global banks. With a focus on data, recognising the power and value of collaboration and integration, John has driven our strategy to be an API - driven challenger to traditional banking platform providers.

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Paul Smith
COO/CFO

Paul has brought his operational expertise from a senior role in a leading global Pharma sector business to manage HR, finance, legal and delivery. Paul leads our commercial strategy.

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Jen Anderson
CTO

Jen gained experience delivering projects in both tech start - ups and major change programmes in NHS. Recognised in top 100 CTOs in 2019, Jen is gaining prominence as a strong voice in the Tech for Good ecosystem.